The following policies, disclosures, and agreements pertain to Transportation Federal Credit Union (TFCU) products and services. Please review the information provided below. Feel free to contact us or visit a branch if you have any questions.

MEMBERSHIP ACCOUNT AGREEMENT	For a complete overview of the policies, procedures and membership requirements, please visit click here. Please contact us for a copy of our Business account agreement.
ELECTRONIC FUND TRANSFER AGREEMENT AND DISCLOSURE	To learn about your rights and responsibilities concerning our electronic fund transfers (EFT) service, please visit TransFCU.org/EFT.
E-SIGN DISCLOSURES & CONSENT	Regular Internet email is not secure. You should never provide information that is sensitive or confidential such as your social security number, account number, or PIN through unsecured email. We ask that you do not send personal or account Information through regular email. Transportation Federal Credit Union provides a method of sending a secure email to the credit union by accessing our “Secure Messaging Center” found under the “Contact Us” tab of our website.
FEE SCHEDULE	To review a list of the current fees, please visit TransFCU.org/Fees.
FUNDS AVAILABLITY	To determine the availability of your deposits, every day is a business day, except Saturdays, Sundays, and Federal holidays. To review our Funds Availability Policy, please visit us at click here.
ONLINE AND MOBILE BANKING AGREEMENT	For more information on our online and mobile banking visit click here.
MOBILE DEPOSIT CAPTURE TERMS AND CONDITIONS	To provide you with easy access to information, Transportation Federal Credit Union may provide links to other websites such as mortgage companies, insurance companies, or government agencies. These links are provided as a convenience to our members. We do not guarantee or endorse any of the content in these links, and Transportation Federal Credit Union does not represent either the third party or the member if the two enter into a transaction. The privacy and security policies on these linked websites may differ from those practiced by Transportation Federal Credit Union. We encourage you to read the privacy policies of all websites you visit, especially before providing any personal nonpublic information.
PATRIOT ACT	To learn about the details concerning the US Patriot Act, please visit click here.
PRIVACY POLICY	To learn what personal information Transportation Federal Credit Union collects, reasons we can share the information, and whether you can limit this sharing visit our Privacy Policy at TransFCU.org/privacy-policy.
SOCIAL MEDIA DISCLOSURE	For more information on our social media disclosure, please visit click here.
TRUTH IN SAVINGS AGREEMENT AND DISCLOSURE	To learn about the details concerning all deposits offered by TFCU, please visit click here.
XCELERATE MONTHLY QUALIFICATION AND STATEMENT CYCLE	To learn about the qualification cycle dates for the TFCU Xcelerate Checking and Momentum Savings accounts, please visit TransFCU.org/CYCLEDATES.

Updated August 2026