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Everywhere You Are

Our fixed rate Visa® credit card is here to help you, whether you want to build your credit or earn rewards points. And for a limited time, take advantage of our low balance transfer rate to help you reduce debt and achieve your goals. Transfer your high-balance debt from another financial institution and start saving today!


Check out our Rates

Low, Fixed Interest Rates

Apply for a Credit Card Online

No Balance Transfer Fees

Manage Your Credit Card Account Online

Online Account Management

Visa Platinum*

Our Visa Platinum card may seem simple on the outside, but it’s packed with some impressive features that put you in control. That includes a 25-day grace period on purchases and a spending limit of up to $20,000.

  • Low, fixed rate
  • No annual fee
  • No balance transfer fees
  • No fee for cash advances

Visa Platinum Rewards*

Get rewarded for every purchase with our Visa Platinum Rewards card. With a low $25 annual fee, you’ll earn points good for gift cards, travel, and name-brand merchandise.** See what you can buy with your points.

  • Low, fixed rate
  • Earn up to 60,000 reward points annually
  • 4-year point conversion
  • No balance transfer fees

Visa Platinum Share Secured*

Give yourself credit and your financial future a boost with our Visa Platinum Share Secured credit card. Use the card for every purchase to help boost your credit and creditworthiness.

  • Low, fixed rate
  • No annual fee
  • No balance transfer fees

Card Controls

Take charge of your financial life and safeguard your cards with Card Controls. Login using your smartphone or computer to lock and unlock your cards in case of theft or loss, monitor transactions, set spending limits, and more.

Visa Purchase Alerts

Get notified when a purchase is made using your Transportation FCU Visa credit card with purchase alerts. Just set the dollar amount that triggers the alert and Visa will do the rest. It’s a great way to keep tabs on your cards and your credit.

Visa Automatic Updater (VAU) Service

Anytime you use your Transportation FCU credit card for an online purchase, Visa helps keep your information updated so you don’t miss a payment. That way if your card is re-issued, you won’t have to update multiple websites and online retailers with the new information. To discontinue this feature, print and complete the opt-out form.

Disclaimer: Not all merchants participate in automatic updates. Updates are not guaranteed before the next billing cycle. Automatic account updating is a mandatory service required of all Visa debit

There’s a safer and easier way to pay at the cash register. Simply add your Transportation FCU Visa Debit or Credit card to Apple Pay, Samsung Pay, Fitbit Pay, Garmin Pay or Google Pay and experience next-level security and buying ease.

  • Available for iPhone and Android devices
  • Keeps your card number secure with every purchase

I transferred my balance to a Transportation FCU credit card and it’s made all the difference!

*APR = Annual Percentage Rate. Promotional period runs from January 1- February 29, 2024. Promotional Balance Transfer APR is 5.99% on transferred balances in promotional period until December 31, 2024; then the standard Balance Transfer APR applies. Standard Balance Transfer APR: 8.90% to 17.99%, based on your creditworthiness. This promotional offer is not available on Visa Secured credit cards. It does not apply to balances transferred from Transportation Federal Credit Union loans. You may transfer up to your available credit limit on balance transfers. Please continue to make minimum payments on your other credit card(s) until the balance has been transferred. The other institution(s) will refund all overpayments. Payment of the account(s) authorized by you may not satisfy any outstanding balance(s) on the designated a count(s). Transportation Federal Credit Union is not responsible for any outstanding balance(s) or additional charges in regard to such a counts, or for any changes resulting in any delay in the payment or transfer of balances. The total amount(s) transferred will be treated as a cash advance; finance charges will be applied from the day the balance(s) are transferred to your Transportation Federal Credit Union credit card account. Transportation Federal Credit Union reserves the right to refuse multiple transfers from the same credit card. Certain restrictions apply. For more information and conditions, please contact us.

**Low $25 annual fee; none for Relationship Accounts.

Visa Credit Card Fees & Disclosure