Real Estate with Real Rewards

Buying a home is a big deal. Even if you are just refinancing the home you already own, the process can seem daunting. Fortunately, working with mortgage experts like our partner Credit Union Mortgage Association (CUMA) you’ll have the answers you need to achieve your dream of homeownership. Read below to find out more about real estate rewards when you buy or sell with our HomeAdvantage® Cash Rewards Program.

Take Advantage of:

Competitive ARMs and Fixed-Rate Terms

Minimized Up-Front Costs

Purchase or Sell a home with HomeAdvantage®

The HomeAdvantage® Cash Rewards Program helps members save money when buying or selling a home by working with a trusted agent from the HomeAdvantage® network. Members save an average of $1,900 and benefit from a highly rated experience, with 96% of clients reporting satisfaction with their agent.

  • Get 1% Back at Closing when you buy & enjoy a 1.99% Listing Fee when you sell with HomeAdvantage*
  • First-time home buyer and no down payments programs available
  • FHA (financing in Virginia, Maryland and the District of Columbia only) and VA loans (purchase only)
  • No points loans for minimum up-front costs


To find an agent or learn more, call 571.490.8017, stop by a branch, email cuma@cumortgage.net today!

*To receive 1% of purchase price back at closing, Members must purchase a home using the Credit Union Mortgage Association, HomeAdvantage real estate network agent. The 1% credit will be applied toward closing costs on the Credit Settlement Statement and will only be issued via check after closing if prohibited by the lender or local laws. To qualify for the 1.99% listing fee, Members must use a HomeAdvantage real estate network agent when selling their home in the United States.

Refinance a Home

A home refinance can help if the value of your home has increased or you have an Adjustable Rate Mortgage (ARM) with a variable rate that you’d like to lock. What’s your goal? To build equity faster and pay off your home sooner with a shorter term? Extend the term to reduce monthly payments? Or convert your equity to cash for college or a debt consolidation? Whatever your needs, our mortgage professionals are here to help you.

  • FHA (financing in Virginia, Maryland and the District of Columbia only) and VA loans (purchase only)
  • No points loans for minimum up-front costs

For more information, contact us at 571.490.8017 or email cuma@cumortgage.net

*Certain restrictions apply. Contact us for details.

One of the many benefits of being a member of Transportation FCU is affordable home insurance with TruStageTM Auto and Home Insurance. Get a quote today and see how much you can save with your credit union membership.

TruStage™ is a marketing brand used to identify products offered through CMFG Life Insurance Company and programs offered through CMFG Life insurance agencies to credit union members. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by the credit union.

The calls and follow up during the mortgage process were timely and the information was just what I needed to make the application and closing pretty much drop-dead simple.

August 13, 2026: We are currently experiencing technical phone system issues, resulting in longer wait times and the inability to leave messages. To complete a transaction, please feel free to visit our branches, use Online or Mobile Banking, or access any of our nationwide ATMs. We apologize for the inconvenience and appreciate your patience.24/7 Access