
Home Buying Made Easy
Buying a home is a big deal. Even if you are just refinancing the home you already own, the process can seem daunting. Fortunately, working with mortgage experts like our partner Credit Union Mortgage Association (CUMA) you’ll have the answers you need to achieve your dream of homeownership.
Take Advantage of:

Purchase a home with HomeAdvantage®
The HomeAdvantage® Cash Rewards Program helps Credit Union Mortgage Association members save money when buying or selling a home by working with a trusted agent from the HomeAdvantage® network. Members save an average of $1,900 and benefit from a highly rated experience, with 96% of clients reporting satisfaction with their agent.
- Get 1% Back at Closing* when you buy & enjoy a 1.99% Listing Fee** when you sell with HomeAdvantage
- First-time home buyer and no down payments programs available
- FHA (financing in Virginia, Maryland and the District of Columbia only) and VA loans (purchase only)
- No points loans for minimum up-front costs

For more information, contact us at 571.490.8017 or email cuma@cumortgage.net today!
*To receive 1% of purchase price back at closing, Members must purchase a home using a HomeAdvantage real estate network agent. The 1% credit will be applied toward closing costs on the Credit Settlement Statement and will only be issued via check after closing if prohibited by the lender or local laws.
**To qualify for the 1.99% listing fee, Members must use a HomeAdvantage real estate network agent when selling their home in the United States.

Refinance a Home
A home refinance can help if the value of your home has increased or you have an Adjustable Rate Mortgage (ARM) with a variable rate that you’d like to lock. What’s your goal? To build equity faster and pay off your home sooner with a shorter term? Extend the term to reduce monthly payments? Or convert your equity to cash for college or a debt consolidation? Whatever your needs, our mortgage professionals are here to help you.
- FHA (financing in Virginia, Maryland and the District of Columbia only) and VA loans (purchase only)
- No points loans for minimum up-front costs
For more information, contact us at 571.490.8017 or email cuma@cumortgage.net
*To receive 1% of purchase price back at closing, Members must purchase a home using a HomeAdvantage real estate network agent. The 1% credit will be applied toward closing costs on the Credit Settlement Statement and will only be issued via check after closing if prohibited by the lender or local laws.
**To qualify for the 1.99% listing fee, Members must use a HomeAdvantage real estate network agent when selling their home in the United States.

The calls and follow up during the mortgage process were timely and the information was just what I needed to make the application and closing pretty much drop-dead simple.








