Earn More for Your Money

We designed our packaged service accounts to fit your lifestyle and to reward your relationship with us. Qualified members receive loan discounts and price breaks based on their relationship with us.

Express Membership*

Any combined share savings deposit of $1,000 qualifies you to receive this long list of free and reduced-cost services. All savings, club, checking, money market, share certificate, and IRA account balances qualify.

You can avoid some service charges for normal financial transactions as an Express Account user. In fact, you could save money every month that you’re enrolled.

• Free Foreign ATM transactions (A fee may be imposed by the owner of the ATM.)
• Optional interest-bearing checking accounts
• Pre-approved VISA credit card with no annual fee* (upon request)
• No maintenance fee on Individual Retirement (IRA) accounts. Fees may reduce earnings

Concorde Membership**

Concorde members earn a higher level of free and reduced-cost service benefits each month. You simply maintain combined savings and/or loan balances of $10,000. All savings, club, checking, money market, share certificate, and IRA balances, as well as all consumer and mortgage loan balances (except Visa credit card) qualify toward the $10,000 minimum balance.

You could save money all year long as a Concorde member with these additional benefits. You automatically receive all Express benefits, plus the following:

• Two free boxes of Transportation FCU design checks per year.
• Pre-approved overdraft protection (upon your request)
• Two free official checks per month made payable to a third party
• Five free money orders per month.
• Rate discount – 0.25% Annual Percentage Rate (APR) discount on regular rates for personal and vehicle loans

Premier50 Membership***

This account is exclusively for members age 50 and over. You have two options to qualify for Premiere50 benefits: either maintain combined savings and/or loan balances of $20,000 (except Visa credit card) or use direct deposit and maintain combined savings and/or loan balances of $15,000. Premiere50 provides Express and Concorde level benefits, plus even more savings.

• One-time, paid AARP annual membership
• Five free money orders per month
• Two free official checks per month
• Rate discount 0.50% Annual Percentage Rate (APR) discount on regular rates for personal and vehicle loans
  

*Fees may reduce earnings.  Any month your combined deposit balance falls below the required $1,000 minimum, you pay a modest $7 maintenance fee for Express Account benefits. Based on creditworthiness. Some members may be approved for our secured VISA card.

**Fees may reduce earnings. Any month your combined deposit balance falls below the required $10,000 minimum, you pay a modest $10 maintenance fee for Concorde Account benefits. Based on creditworthiness. Some members may be approved for our secured VISA card.

***Fees may reduce earnings. Any month your combined deposit balance falls below the required $15,000 with direct deposit or $20,000 stand-alone minimum, you will pay a modest $15 maintenance fee for Premiere50 Account benefits. Based on creditworthiness. Some members may be approved for our secured VISA card.