Apply for the funding to help this year


As the back-to-school season approaches, managing the cost of textbooks, technology, supplies, and other education-related expenses can quickly put pressure on your budget.

Our Back-to-School loan is designed to give you the financial flexibility you need, so you can focus on preparing for a successful school year instead of worrying about unexpected costs. Whether you are purchasing a new laptop, covering course materials, or taking care of other school essentials, we are here to help make the transition into the academic year easier and more manageable.

Enjoy:

Flexible Funds to Help Achieve Your Financial Plans

Apply for a loan online

Fast Online Application Process

Rates

Low, Competitive Fixed Rates

Take Advantage Of:

  • Fixed 7.99% APR*
  • Quick and easy application process
  • Same-day approvals
  • Budget-friendly repayment plans

Complete More, Save More! – 0.25% Rate Discount**

Save more in your wallet and receive a loan discount when you set up an active direct deposit or automatic payment for your credit union loan. Never miss a payment again by scheduling your payments with ease.

Take advantage of:

  • Lower interest rates, resulting in reduced monthly payments and costs
  • Convenience of scheduled loan payments
  • Early paycheck deposit

Great rates and very helpful staff!

*APR=Annual Percentage Rate. Back-to-School Loan is available for qualified borrowers. Loan subject to normal underwriting guidelines. Advertised loan can be
used for back to school expenses. Term limit is 12 months with a minimum loan amount of $250.00 and a maximum loan amount of $5,000. Illustrated payment
example: A $5,000.00 loan at a fixed rate of 7.99% Annual Percentage Rate for 12 months would require 12 monthly payments of $436.40. Offer ends September
30, 2026. Transportation Federal Credit Union reserves the right to change or withdraw this offer at any time. Loans based on creditworthiness and subject to
approval. Existing credit union loans do not qualify. Certain restrictions apply. Contact us for details.
**A 0.25% discount will be given for a direct deposit or automatic payment. The direct deposit must be scheduled for a credit union savings or checking account for at least the loan payment amount, or an automatic payment must be made from a credit union or external account, with forms to be completed at closing of the loan.  If you discontinue the automatic payment agreement or direct deposit, or if it’s cancelled for any reason, the discount will be removed immediately, and the standard rate will apply. Any increase in the interest rate will result in higher payments. Contact us for details.