Get a Better Deal Before You Sign!
Year-end deals on new or pre-owned cars, trucks, and vans are here. Before accepting dealer financing, check with Transportation Federal Credit Union (TFCU). Eligible borrowers can get a rate up to 2 percentage points lower than the dealer’s offer! * Join thousands who found great financing for their dream car.
Apply below, call 202.366.9400, or visit a branch today.
Why Finance with Us?
See how Much you Could $$
After you find your dream car, don’t pay more than you’d like every month for your loan at the dealership. A lower rate could help you lower your interest rate, decrease your monthly payment, or pay off your loan sooner.
Discounts that Fuel the Deal
Rate Deductions that mean more Savings for You!
- Meet or Beat the Dealership Rate Challenge: Before accepting dealership financing for your next vehicle, explore our options. We may match or beat the dealer’s best rate by up to 2.00 percent (subject to a minimum rate of 4.00% APR).*
- More Rate Reductions: Looking for even greater savings? Additional rate discounts may be available when you purchase a vehicle through TrueCar, finance an EV or hybrid vehicle, or meet qualifying lower loan-to-value requirements. Ask which benefits could help lower your rate.**
- Direct Deposit or Automatic Payment(s): Put more money back in your pocket with a 0.25% rate discount. Set up direct deposit or automatic payments for your car loan to enjoy a lower interest rate, smaller monthly payments, and greater savings over the life of your loan—all while keeping every payment on track.***
If you are thinking about buying your next vehicle and are not sure where to start, the Car Buying Service powered by TrueCar® can help. With our Car Buying Service, you can research vehicles, look through thousands of pre-owned options, and get dealer-guaranteed prices. Then, just print that guarantee, schedule a test drive, and buy the vehicle.
- Home delivery options
- Quick pre-approvals
- 0.25% APR* loan discount when you purchase through the Car Buying Service and finance your vehicle through Transportation FCU
*APR=Annual Percentage Rate. To receive the loan rate discount, auto purchase must be made at a certified dealer through the Car Buying Service and financed with Transportation FCU. All loans are subject to credit approval. Age of used vehicle not to exceed 7 model years. At no time can the discounted loan rate be lower than the Credit Union’s designated floor rate. Guaranteed Savings not available in all states. In these states, a Target Price is shown, which is a market-based example of what you can reasonably expect to pay for your vehicle as configured. Your configured vehicle may not be available or in stock at the Certified Dealer.
One of the many benefits of being a member is access to affordable auto insurance with TruStageTM Auto and Home Insurance. Get a quote today and see how much you can save with your credit union membership.
Guaranteed Asset Protection is one of the most important options you can choose when financing a new vehicle. If the car or truck is totaled or stolen, most insurance companies only pay the cash value of the vehicle at the time of the loss. This means you could still owe money on the loan even though you don’t have the vehicle anymore. GAP covers the difference between what insurance pays and what you still owe. You also get $1,000 toward your next vehicle purchase when financed with Transportation FCU within 90 days.
For more information call (800) 368-8432
Disclaimer: This is general information only. Please refer to your actual GAP Waiver Addendum (GAP) for terms, conditions, coverage, limitations, and restrictions. GAP is not an insurance policy and does not replace or eliminate the need for vehicle insurance coverage. GAP is designed to “help” reduce the difference between your primary carrier insurance settlement and the loan balance at the date of loss. However, there are exclusions and limitations for items like delinquent payments, late charges, refundable items and financing more than the allowable Loan to Value (LTV%) limit that could leave you responsible for a loan balance after the GAP benefit is applied to your loan. You may cancel GAP during the first 60 Days and receive a full refund of any fee paid. GAP is non-refundable in most states after the first 60 Days.
Buying your first or next vehicle takes a bit of planning to get the best deal. We have plenty of resources to help, including access to United Buying Service for a list of pre-negotiated cars at member prices, access to CarFax reports, a Car Buying Service to help you find the perfect ride, as well as the financing you need.
I refinanced my auto loan and now my payments are more manageable. THANK YOU Transportation FCU!
* APR = Annual Percentage Rate. Rates, terms and conditions are subject to change without notice. Loan rates are tier-based and priced according to member’s individual credit ratings. Rate match cannot exceed more than 2.00 percent of TFCU’s initial approved rate. Member must submit proof of competitor approval including rate and term of the loan. Designated rate cannot go below our designated floor rate.
**APR = Annual Percentage Rate. Rates, terms and conditions are subject to change without notice. Above advertised rate includes direct deposit or automatic payment, certified TrueCar auto purchase, vehicle LTV and special EV/Hybrid rate reduction. Loan rates are tier-based and priced according to member’s individual credit ratings. Up to 120% financing available for new and used models. For used vehicles, age of vehicle not to exceed 7 model years. No payments for 45 days; however, interest will accrue. At no time can the discounted rate awarded be lower than the designated floor rate. Certain restrictions apply. Contact us for details.
*** 0.25% discount will be given for a direct deposit or automatic payment. The direct deposit must be scheduled for a credit union savings or checking account for at least the loan payment amount, or an automatic payment must be made from a credit union or external account, with forms to be completed at closing of the loan. If you discontinue the automatic payment agreement or direct deposit, or if it’s canceled for any reason, the discount will be removed immediately, and the standard rate will apply. Any increase in the interest rate will result in higher payments. Contact us for details.