Make Your Money Work Harder!
When everything seems to cost more these days, wouldn’t it feel great to start earning more too?
Introducing our Xcelerate High-Yield Checking account that’s nearly 78 times the national average, helping you grow your money faster and easier. And the best part? There are no monthly fees or minimum balances!
Simply make 15 debit card or digital wallet transactions per month, enroll in eStatement and set up a monthly ACH or direct deposit. It’s a straightforward and rewarding way to reach your financial goals. Why settle for less when you can start earning 5.50% APY on balances up to $25,000 with your Xcelerate High-Yield Checking account.* Open an account today!
Includes:
Impressive 5.50% APY on balances up to $25,000*
$25 monthly refunds
ATMs worldwide
NO monthly fees or
minimum balance
Xcelerate High-Yield Checking
Open an account and take advantage of:
- NO monthly maintenance fees
- NO minimum balance requirement
- 0.05% APY* on all balances if qualifications aren’t met
- Unlimited transactions
- Refunds on ATM withdrawal fees worldwide (up to $25 monthly)
- Employee Early Pay Access**
To Qualify:
- Open an Xcelerate High-Yield Checking account & make 15 debit card or digital wallet transactions per month
- Sign up for eStatements and have a monthly ACH or direct deposit.
READY TO SWITCH?
If you currently have a checking account and want to change to a new Xcelerate Checking account, it’s easy. Simply log into Online Banking and send our team a secure message. We will gather all the needed documentation and help you to make the switch.
I left the FAA more than 3 years ago but I will always maintain my Transportation FCU membership!
*APY = Annual Percentage Yield and accurate as of 3/1/2025. To earn the 5.50% APY on balances up to $25,000, account qualifications must be met during the monthly cycle. Balances of $25,000.01 and over will earn 0.50% APY if all account qualifications are met during the monthly cycle. When qualifications are not met, your account will earn 0.05% APY. No minimum deposit or minimum balance is required to open or maintain the account. A monthly ACH debit/credit, 15 debit card purchases per month, and enrollment in online banking and e-statements are required for this account. These transactions do not count toward earning account rewards: ATM-processed transactions, transfers between accounts and debit card purchases processed by merchants and received by our credit union as Bill Payment transactions. Rates, rewards, and bonuses may change after the account is opened; rates may change without notice. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Accounts must remain active to avoid potential dormancy fees. If account qualifications are not met ATM refunds will not apply. Membership restrictions apply. Advertised high-rate claim is based on FDIC’s National Weekly Rates for interest checking accounts. Claim is independent of any one institution’s offerings. Comparison Source: Interest Checking, FDIC 12/16/2024. Funds federally insured by NCUA. For a copy of all account opening disclosures visit www.TransFCU.org/Fees-Disclosures. Certain restrictions apply. Contact us for details.
**On occasion, we may not receive information ahead of time from the ACH originator and may not be able to post your deposit early. In this case, your deposit will post on the scheduled posting day. TFCU isn’t responsible for NSF fees or penalties from transactions in advance of an anticipated early ACH credit posting.