Checking Accounts to Fit Your Lifestyle
Our checking accounts are designed to help you wherever you are on your financial journey. Choose the one that best fits your needs.
Xcelerate High-Yield Checking
Our Xcelerate High-Yield Checking account offers an impressive 5.50% APY* almost 78 times the national average on account balances up to $25,000!*
- NO monthly maintenance fees
- NO minimum balance requirement
- Unlimited transactions
- Refunds on ATM withdrawal fees worldwide (up to $25 monthly)*
- Employee Early Pay Access**
To Qualify:
- Open an Xcelerate High-Yield Checking account & make 15 debit card or digital wallet transactions per month
- Sign up for eStatements and have a monthly ACH or direct deposit.
Xcelerate CashBack Checking
Our Xcelerate CashBack Checking account offers 6.00% on purchases up to $200 each month!***
- NO monthly maintenance fees
- NO minimum balance requirement
- Unlimited transactions
- Refunds on ATM withdrawal fees nationwide (up to $25 monthly)*
- Employee Early Pay Access**
To Qualify:
- Open an Xcelerate High-Yield Checking account & make 15 debit card or digital wallet transactions per month
- Sign up for eStatements and have a monthly ACH or direct deposit.
Whether you’re building an emergency fund, savings for the downpayment for your first home or planning your next vacation, our Momentum Savings is a simple yet powerful way to maximize your hard-earned money.
- 2.00% APY on balances up to $100,000****
- NO monthly maintenance fees
- NO minimum balance requirement
- Automatic transfers to Xcelerate High-Yield or Xcelerate CashBack checking account
Digital Wallet
There’s a safer and easier way to pay at the cash register. Simply add your Transportation FCU Visa® Debit or Credit card to Apple Pay®, Samsung Pay®, Fitbit Pay®, Garmin Pay® or Google Pay®and experience next-level security and buying ease.
- Available for iPhone and Android devices
- Keeps your card number secure with every purchase
I left the FAA more than 3 years ago but I will always maintain my Transportation FCU membership!
*APY = Annual Percentage Yield and accurate as of 3/1/2025. To earn the 5.50% APY on balances up to $25,000, account qualifications must be met during the monthly cycle. Balances of $25,000.01 and over will earn 0.50% APY if all account qualifications are met during the monthly cycle. When qualifications are not met, your account will earn 0.05% APY. No minimum deposit or minimum balance is required to open or maintain the account. A monthly ACH debit/credit, 15 debit card purchases per month, and enrollment in online banking and e-statements are required for this account. These transactions do not count toward earning account rewards: ATM-processed transactions, transfers between accounts and debit card purchases processed by merchants and received by our credit union as Bill Payment transactions. Rates, rewards, and bonuses may change after the account is opened; rates may change without notice. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Accounts must remain active to avoid potential dormancy fees. If account qualifications are not met ATM refunds will not apply. Membership restrictions apply. Advertised high-rate claim is based on FDIC’s National Weekly Rates for interest checking accounts. Claim is independent of any one institution’s offerings. Comparison Source: Interest Checking, FDIC 12/16/2024. Funds federally insured by NCUA. For a copy of all account opening disclosures visit www.TransFCU.org/Fees-Disclosures. Certain restrictions apply. Contact us for details.
**On occasion, we may not receive information ahead of time from the ACH originator and may not be able to post your deposit early. In this case, your deposit will post on the scheduled posting day. TFCU isn’t responsible for NSF fees or penalties from transactions in advance of an anticipated early ACH credit posting.
***Rates, rewards, and bonuses, if any, are variable and may change after the account is opened; rates may change without notice. No minimum balance is required to open or maintain the account; however, rewards less than a penny cannot be distributed. No minimum deposit or minimum balance is required to open or maintain the account. A monthly ACH debit/credit, 15 debit card purchases per month, and enrollment in online banking and e-statements are required for this account. These transactions do not count toward earning account rewards: ATM-processed transactions, transfers between accounts and debit card purchases processed by merchants and received by our credit union as Bill Payment transactions. Membership restrictions apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Accounts must remain active to avoid potential dormancy fees. If account qualifications are not met ATM refunds will not apply. Advertised information and rewards are based on all account qualifications being met during each cycle period. Funds federally insured by NCUA. For a copy of all account opening disclosures visit www.TransFCU.org/KasasaDisclosures. Certain restrictions apply. Contact us for details.
****APY = Annual Percentage Yield and accurate as of 3/1/2025. To earn the 2.00% APY on balances up to $100,000, account qualifications must be met during the monthly cycle. Balances of $100,000.01 and over will earn 0.50% APY if all account qualifications are met during the monthly cycle. An Xcelerate High-Yield Checking or Xcelerate Cash Back Checking account is required to have a Momentum Savings account. Rates, rewards, and bonuses may change after the account is opened; rates may change without notice. No minimum balance is required to open an account, earn or receive the account’s rewards; however, rewards less than a penny cannot be distributed. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Accounts must remain active to avoid potential dormancy fees. Advertised information and rewards are based on all account qualifications being met during each cycle period. Fees could reduce earnings. Membership restrictions apply. Funds federally insured by NCUA. For a copy of all account opening disclosures visit www.TransFCU.org/Fees-Disclosures. Certain restrictions apply. Contact us for details.