Eligibility and Benefits

Experience the Value of Membership

Open an Account & Enjoy:

Share Certificates

High Savings Yields That Help Your Money Grow

Financial Education Center

Complimentary Financial Wellness Tools


Competitive Loan Rates

We Make it Easy to Join in Three Ways

Transportation Government Agencies

You may be eligible to join Transportation FCU if you are an active or retired employee, military personnel, or contractor of the following:

  • U.S. Department of Transportation
  • U.S. Maritime Administration
  • Federal Aviation Administration
  • Federal Railroad Administration
  • National Highway Traffic Safety Administration

Employer Groups

There are many more featured employer groups associated with the transportation community. Check to see if your employer is one of them.

  • Blue Cross Blue Shield of National Capital (Carefirst BCBS)
  • U.S. Maritime Administration
  • Federal Motor Carrier Safety Administration
  • Office of the Inspector General
  • Office of the Secretary of State
  • Pipeline and Hazardous Materials Safety Administration
  • Great Lakes Saint Lawrence Seaway Development Corporation
  • Bureau of Transportation Statistics
  • Volpe National Transportation Systems Center (VOLPE)
  • Transportation Security Administration
  • USDOT Intelligent Transportation Systems Joint Programs Office
  • Federal Transit Administration
  • NTSB
  • Metropolitan Washington Airports Authority
  • Strategic Partner employees

If you don’t belong to any of the groups listed, membership can still be yours. You can become a member of our partner the American Consumer Council, a non-profit membership organization dedicated to consumer education, advocacy and financial literacy. We can provide you with a complimentary ACC membership and you too can start enjoying the benefits of joining Transportation Federal Credit Union.

Family Members Are Welcome!

Immediate family members and members of your household are eligible to join, if you belong to an employer listed above. Immediate family is defined as spouse, child, sibling, parent, grandparent, or grandchild. This includes stepparents, stepchildren, stepsiblings, and adoptive relationships. Household is defined as persons living in the same residence maintaining a single economic unit.

Q: What makes Transportation FCU different?
Transportation Federal Credit Union is a not-for-profit financial institution owned and controlled by its members. We provide financial services and solutions to fit your lifestyle – from accounts to help beginner savers to savings tools for retirement, and financing options for everything in between. Driven by a philosophy of Different Roads, One Destination, our core purpose is to enhance your financial well-being.

Q: How can the members own the credit union?
Instead of a small panel of investors solely interested in maximizing their profits, each of our members has one (1) $5 share in the credit union. That makes each member an equal owner in the credit union. As owners, each year they elect their Board of Directors. The Board of Directors sets policies, including dividends and interest rates.

Q: How does the credit union compete in today’s market?
We survey our competitors monthly to compare our rates and consistently place at or near the top of the list. Every decision we make is driven by our commitment to helping lead the way to the financial wellness and security of our members.

Q: Are my deposits insured?
 The National Credit Union Share Insurance Fund is the federal fund created by Congress in 1970 to insure member deposits in federally insured credit unions. Administered by the National Credit Union Administration (NCUA), provides members with at least $250,000 of insurance at a federally insured credit union. The Share Insurance Fund is backed by the full faith and credit of the United States. An additional $250,000 of coverage is provided by Excess Share Insurance (ESI), a private corporation. Traditional and Roth IRAs are separately insured up to $250,000 by NCUA and up to an additional $250,000 through ESI, all at no cost to our members.

Members get a bigger discount this tax season with savings of up to 20% on TurboTax federal products.

Members get the best-in-market offer with savings of up to $25 on in-office tax prep services. 

Save on insurance with the TruStage® Auto & Home Insurance Program. Call 800-789-6286 for a FREE no-obligation quote.

For over 85 years, we’ve proudly served the transportation community and remain committed to our core purpose of enhancing the financial well-being of our members.