Make Your Money Work Harder in 2025

Take advantage of our competitive Share Certificates to help you achieve your goals this year! With both short- and long-term options, our certificates earn almost twice the local average.* Check us out. Simply select the term that works best for you and watch your money grow.

Rates Open an Account

Earn Dividends to Help Achieve Your Financial Goals

Additional Coverage with Excess Share Insurance

Terms from 6 months to 5 years

Open a new share certificate with us and earn almost twice the local average!* Those savings add up fast — especially when it comes to achieving your goals this year.

Competitive yields
Guaranteed returns*
Low initial deposit

Just beginning your savings journey? Our Six-Month Affordable Share Certificate is designed to get you started with a low minimum deposit of $250.

Dividends paid at maturity
Great introductory savings vehicle

Plan ahead for that new home, care, retirement or special event with terms from 12 to 60 months and a minimum deposit of $1,000. Early withdrawal penalties apply. With the simplicity of our Share Certificate, it’s easy to get started on your savings goals.

Dividends compounded and paid quarterly
Excellent option to help your savings grow

Open Your Account

SHARE CERTIFICATE TERM Six-Month (Minimum Deposit $250) 1-Year To 3-Year (Minimum Deposit $1,000)	DIVIDEND RATE*	APY*
6 Months	4.11%	4.15%
1 Year	4.33%	4.40%
3 Years	4.23%	4.30%

*APY = Annual Percentage Yield. Rates as of 1/1/25. Rates subject to change. Information based off 1-year Share Certificate of Deposit. Rates average based on the Washington, DC market, Metropolitan statistical area (MSA) as reported by S&P Global Market Intelligence. Dividends are paid and compounded quarterly, and are calculated using the daily balance method, which applies a daily periodic rate to the balance in the account each day. Fees could reduce earnings. Guarantee based on all accounts saving accounts being federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Certain restrictions apply. Minimum deposit required depending on term. Membership eligibility required. Contact us for details.