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Mortgages

Home Buying Made Easy

Buying a home is a big deal. Even if you are just refinancing the home you already own, the process can seem daunting. Fortunately, working together with our partner Credit Union Mortgage Association (CUMA), you’ll have the answers you need from professionals you can trust.

Home Loans That Offer More, Including

Competitive ARMs and Fixed-Rate Terms

Minimized Up-Front Costs

Purchase a Home

Whether this is a primary, secondary, vacation, or retirement home, there’s a loan that’s perfect for your financial goal. That includes conventional and jumbo mortgages and 95% financing opportunities. Our team of mortgage professionals is here to help make your dreams a reality.

  • First-time home buyer and no down payments programs available
  • FHA (financing in Virginia, Maryland and the District of Columbia only) and VA loans (purchase only)
  • No points loans for minimum up-front costs

For more information, contact us at 571-490-8017 or email cuma@cumortgage.net today!

Get rewarded for buying or selling a home. When you use a HomeAdvantage agent, you could earn thousands in cash rewards at closing. Plus, you’ll get the help you need to find the perfect home or sell yours for the right price with big savings. Because you’re a Transportation FCU member, it’s a freebie that could save you a lot of money on closing costs, commission fees, or help lower your mortgage points.

HomeAdvantage is available to you through your credit union membership. Cash Rewards are available to members who register to use HomeAdvantage and use a real estate agent in the HomeAdvantage network to buy or sell their home. Using the credit union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. The credit union may have specific rules on how Cash Rewards will be paid. Cash Rewards are void where prohibited by law or the lender. Please consult with your credit union for details that may affect you.

Refinance a Home

A home refinance can help if the value of your home has increased or you have an Adjustable Rate Mortgage (ARM) with a variable rate that you’d like to lock. What’s your goal? To build equity faster and pay off your home sooner with a shorter term? Extend the term to reduce monthly payments? Or convert your equity to cash for college or a debt consolidation? Whatever your needs, our mortgage professionals are here to help you.

  • FHA (financing in Virginia, Maryland and the District of Columbia only) and VA loans (purchase only)
  • No points loans for minimum up-front costs

For more information, contact us at 571-490-8017 or email cuma@cumortgage.net


*Cash Rewards are 20% of the agent’s commission. The example assumes a 2.5% agent commission. Cash Rewards may be limited and/or prohibited by state law. No reward will be available for buyers in Mississippi. Cash Rewards may be in the form of a closing cost credit disclosed on the Closing Disclosure or a reduced real estate commission with the exception of the following states where a check will be issued after closing; AL, AK, IA, KS, LA, MO, OK, OR and TN. Certain restrictions apply. Contact a Mortgage Representative for details.

One of the many benefits of being a member of Transportation FCU is affordable home insurance with TruStageTM Auto and Home Insurance. Get a quote today and see how much you can save with your credit union membership.

TruStage™ is a marketing brand used to identify products offered through CMFG Life Insurance Company and programs offered through CMFG Life insurance agencies to credit union members. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by the credit union.

The calls and follow up during the mortgage process were timely and the information was just what I needed to make the application and closing pretty much drop-dead simple.

In observance of the Christmas holiday, the credit union will be closed early at 2pm on Tuesday, December 24th and the entire day on Wednesday, December 25th. If you would like to conduct a transaction in the interim, please feel free to use Online Banking, Mobile Banking or any of our nationwide ATMs. Have a wonderful and safe holiday.24/7 Access