
Earn With Our Momentum Savings Account!
Whether you’re building an emergency fund, savings for the downpayment for a home or planning your next vacation, our Momentum Savings account is a simple yet powerful way to maximize your hard-earned money. Open any Xcelerate Checking account and start earning 2.00% APY on account balances up to $100,000!*
And it’s easy. Simply open any Xcelerate Checking account and ask for a Momentum Savings to boost your earnings today!
Includes:

2.00% APY on
balances up to $100,000*

HIgh-Yield Dividends

NO monthly fees or
minimum balance

Automatic Transfers to Xcelerate High-Yield or Xcelerate Cash Back Checking Account

Momentum Savings
Open an account and take advantage of:
- NO monthly maintenance fees
- NO minimum balance requirement
- 2.00% APY on balances up to $100,000*
- 0.50% APY on balances over $100,000*
- Automatic monthly transfers to Xcelerate High-Yield or Xcelerate Cash Back Checking Account
To Qualify:
- Open an account an Xcelerate High-Yield or Xcelerate CashBack Checking account
- Make 15 debit card or digital wallet transactions per month
- Sign up for eStatements and have a monthly direct deposit.

I left the FAA more than 3 years ago but I will always maintain my Transportation FCU membership!



*APY = Annual Percentage Yield and accurate as of 3/1/2025. To earn the 2.00% APY on balances up to $100,000, account qualifications must be met during the monthly cycle. Balances of $100,000.01 and over will earn 0.50% APY if all account qualifications are met during the monthly cycle. An Xcelerate High-Yield Checking or Xcelerate Cash Back Checking account is required to have a Momentum Savings account. Rates, rewards, and bonuses may change after the account is opened; rates may change without notice. No minimum balance is required to open an account, earn or receive the account’s rewards; however, rewards less than a penny cannot be distributed. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Accounts must remain active to avoid potential dormancy fees. Advertised information and rewards are based on all account qualifications being met during each cycle period. Fees could reduce earnings. Membership restrictions apply. Funds federally insured by NCUA. For a copy of all account opening disclosures visit www.TransFCU.org/Fees-Disclosures. Certain restrictions apply. Contact us for details.
**On occasion, we may not receive information ahead of time from the ACH originator and may not be able to post your deposit early. In this case, your deposit will post on the scheduled posting day. TFCU isn’t responsible for NSF fees or penalties from transactions in advance of an anticipated early ACH credit posting.