Checking Accounts to Fit Your Lifestyle

Our checking accounts are designed to help you wherever you are on your financial journey. Choose the one that best fits your needs.


Locate Shared Branches

Nationwide ATMs & Branches

Online Banking

24/7 Account Access

Card Controls

Convenient Card Control

Basic Checking

Basic Checking is the perfect account for your everyday needs.

  • No minimum balance requirement
  • Unlimited transactions
  • Employee Early Pay Access*

Performance Checking

Embrace the power of watching your funds grow with this interest-bearing checking account while enjoying the convenience and benefits tailored to suit your financial goals.

  • Open with $1,500 or more
  • Earn dividends on balances of $1,500+**
  • Unlimited transactions
  • Employee Early Pay Access*

Digital Wallet

There’s a safer and easier way to pay at the cash register. Simply add your Transportation FCU Visa® Debit or Credit card to Apple Pay®, Samsung Pay®, Fitbit Pay®, Garmin Pay® or Google Pay®and experience next-level security and buying ease.

  • Available for iPhone and Android devices
  • Keeps your card number secure with every purchase

Overdraft protection helps prevent the frustration of a declined purchase by acting as a safety net every time you buy something. If there’s not enough in your checking account, the funds will come from your overdraft account. Then, you just pay it back.

  • $500 minimum for Concorde and Premiere50 members based on qualifications
  • Credit line replenishes as you repay the loan

When there is more month than money, the Smart Choice Loan may be the solution to help. Borrow up to $1,000 with short flexible terms. Plus, gain great financial management to help you manage your finances for future scenarios.

To qualify, you just need to authorize a credit check, be 18 years of age or older, have direct deposit into your Transportation FCU account, and be a member in good standing for at least 90 days. That means you’re current on all of your loans at the credit union, and you don’t have more than three loans in any rolling six-month period.

*Smart Choice application fee is not refundable, and applies regardless of whether credit is extended.

I left the FAA more than 3 years ago but I will always maintain my Transportation FCU membership!

* On occasion, we may not receive information ahead of time from the ACH originator and may not be able to post your deposit early. In this case, your deposit will post on the scheduled posting day. TFCU isn’t responsible for NSF fees or penalties from transactions in advance of an anticipated early ACH credit posting.
**This is an interest-bearing checking account with the minimum balance requirement to open this account is $1,500. If the balance falls below the minimum required amount, a monthly fee will be charged. Dividends are paid monthly on balances of $1,500 or more.