Higher Returns For Your Business

Higher-earning share certificates could be a timely piece of your savings strategy. Earn guaranteed returns on your funds while keeping your financial strategy secure and predictable with our Share Certificates. Choose the term that fits your goals and watch your savings grow with confidence. Speak with a Business Specialist to discuss your needs and open an account today.

Rates Schedule An Appointment

A secure dividend rate that will never change during the term.

Start with as little as $250.

Select a term that fits your company’s financial plans.

Open a new share certificate with us and earn almost twice the local average!* Those savings add up fast — especially when it comes to achieving your goals this year.

Competitive yields
Guaranteed returns*
Low initial deposit

Just beginning your savings journey? Our Six-Month Affordable Share Certificate is designed to get you started with a low minimum deposit of $250.

Dividends paid at maturity
Great introductory savings vehicle

Plan ahead for big purchases with terms from 12 to 60 months with a minimum deposit of $1,000. Early withdrawal penalties apply. With the simplicity of our Share Certificates, it’s easy to get started on your savings goals.

Dividends compounded and paid quarterly
Excellent option to help your savings grow

OPEN AN ACCOUNT

SHARE CERTIFICATE TERM Six-Month (Minimum Deposit $250) 1-Year To 3-Year (Minimum Deposit $1,000)	DIVIDEND RATE*	APY*
6 Months	3.47%	3.50%
1-Year	3.59%	3.65%
2-Year	3.45%	3.50%
3-Year	3.49%	3.55%
4-Year	3.54%	3.60%
5-Year	3.59%	3.65%

*APY = Annual Percentage Yield. Rates as of 10/1/25. Rates subject to change. Information based off 1-year Share Certificate of Deposit. Rates average based on the Washington, DC market, Metropolitan statistical area (MSA) as reported by S&P Global Market Intelligence. Dividends are paid and compounded quarterly, and are calculated using the daily balance method, which applies a daily periodic rate to the balance in the account each day. Fees could reduce earnings. Guarantee based on all accounts saving accounts being federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Certain restrictions apply. Minimum deposit required depending on term. Membership eligibility required. Contact us for details.