Xcelerate Your Business Growth
Moving your Business forward
Imagine a business checking account that rewards you with above-market interest or gives you cash back for purchases you make everyday. With our Xcelerate Business Checking accounts, you get all of that and more! Enjoy convenient online and mobile access plus nationwide ATMs, so you can manage your account anywhere, anytime.
New to Transportation Federal Credit Union? Opening an account is easy and our membership is open to businesses across the Washington, DC metro area. Compare the business checking accounts below and discover the one that’s right for you.
Xcelerate High-Yield Business Checking
Grow your business funds faster. Our Xcelerate High-Yield Business Checking account offers an impressive 4.50% APY, almost 78 times the national average, on account balances up to $25,000!*
- NO monthly maintenance fees
- NO minimum balance requirement
- Refunds on ATM withdrawal fees worldwide (up to $25 monthly)*
- Convenient 24/7 account access through Online Business Banking, nationwide ATMs & Share Branches
To Qualify:
- Open an account & make 15 debit card or digital wallet transactions per month.
- Sign up for eStatements and have a monthly ACH or direct deposit.
Xcelerate CashBack Business Checking
Get rewarded for everyday spending. Our Xcelerate CashBack Business Checking account offers 6.00% cash back on $200 worth of purchases each month! That’s cash back in your wallet for business transactions, gas, or expenses. Plus, with all of the benefits below, this account gives you all the perks you need to manage your business. Open an account to start earning now!***
- NO monthly maintenance fees
- NO minimum balance requirement
- Refunds on ATM withdrawal fees nationwide (up to $25 monthly)*
- Convenient 24/7 account access through Online Business Banking, nationwide ATMs & Share Branches
To Qualify:
- Open an account & make 15 debit card or digital wallet transactions per month.
- Sign up for eStatements and have a monthly ACH or direct deposit.
I left the FAA more than 3 years ago but I will always maintain my Transportation FCU membership!
*APY = Annual Percentage Yield and accurate as of 10/1/2025. To earn the 4.50% APY on balances up to $25,000, account qualifications must be met during the monthly cycle. Balances of $25,000.01 and over will earn 0.50% APY if all account qualifications are met during the monthly cycle. When qualifications are not met, your account will earn 0.05% APY. No minimum deposit or minimum balance is required to open or maintain the account. A monthly ACH debit/credit, 15 debit card purchases per month, and enrollment in online banking and e-statements are required for this account. These transactions do not count toward earning account rewards: ATM-processed transactions, transfers between accounts and debit card purchases processed by merchants and received by our credit union as Bill Payment transactions. Rates, rewards, and bonuses may change after the account is opened; rates may change without notice. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Accounts must remain active to avoid potential dormancy fees. If account qualifications are not met ATM refunds will not apply. Membership restrictions apply. Advertised high-rate claim is based on FDIC’s National Weekly Rates for interest checking accounts. Claim is independent of any one institution’s offerings. Comparison Source: Interest Checking, FDIC 12/16/2024. Funds federally insured by NCUA. For a copy of all account opening disclosures visit www.TransFCU.org/Fees-Disclosures. Certain restrictions apply. Contact us for details.
**Rates, rewards, and bonuses, if any, are variable and may change after the account is opened; rates may change without notice. No minimum balance is required to open or maintain the account; however, rewards less than a penny cannot be distributed. No minimum deposit or minimum balance is required to open or maintain the account. A monthly ACH debit/credit, 15 debit card purchases per month, and enrollment in online banking and e-statements are required for this account. These transactions do not count toward earning account rewards: ATM-processed transactions, transfers between accounts and debit card purchases processed by merchants and received by our credit union as Bill Payment transactions. Membership restrictions apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Accounts must remain active to avoid potential dormancy fees. If account qualifications are not met ATM refunds will not apply. Advertised information and rewards are based on all account qualifications being met during each cycle period. Funds federally insured by NCUA. For a copy of all account opening disclosures visit www.TransFCU.org/KasasaDisclosures. Certain restrictions apply. Contact us for details.