Business Savings
Your business works hard—the savings account for your business should too. Build up reserves with a Momentum Business Savings account and earn a competitive rate while staying flexible and accessible. Whether you’re saving for future growth, unexpected expenses, or seasonal needs, this account helps your business build the financial momentum it needs all without fees or balance requirements.
Simply establish membership for your business and add a Momentum Savings to your Xcelerate Business Checking account. Contact a Business Specialist to get started today!
Enjoy Benefits that include:
2.00% APY on
balances up to $100,000*
24/7 Access to your funds through Nationwide ATM, Online Business Banking & our Mobile App
NO monthly fees or
minimum balance
Automatic Transfers to Xcelerate High-Yield Business Checking or Xcelerate Cash Back Business Checking
To Qualify for Dividends:
- Open an account an Xcelerate High-Yield or Xcelerate CashBack Checking account.
- Make 15 debit card or digital wallet transactions per month.
- Sign up for eStatements and have a monthly direct deposit.
I left the FAA more than 3 years ago but I will always maintain my Transportation FCU membership!
*APY = Annual Percentage Yield and accurate as of 10/1/2025. To earn the 2.00% APY on balances up to $100,000, account qualifications must be met during the monthly cycle. Balances of $100,000.01 and over will earn 0.50% APY if all account qualifications are met during the monthly cycle. An Xcelerate High-Yield Business Checking or Xcelerate Cash Back Business Checking account is required to have a Momentum Business Savings account. Rates, rewards, and bonuses may change after the account is opened; rates may change without notice. No minimum balance is required to open an account, earn or receive the account’s rewards; however, rewards less than a penny cannot be distributed. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Accounts must remain active to avoid potential dormancy fees. Advertised information and rewards are based on all account qualifications being met during each cycle period. Fees could reduce earnings. Membership restrictions apply. Funds federally insured by NCUA. For a copy of all account opening disclosures visit www.TransFCU.org/Fees-Disclosures. Certain restrictions apply. Contact us for details.
**On occasion, we may not receive information ahead of time from the ACH originator and may not be able to post your deposit early. In this case, your deposit will post on the scheduled posting day. TFCU isn’t responsible for NSF fees or penalties from transactions in advance of an anticipated early ACH credit posting.