Between rent, utilities, subscriptions, credit cards, and everything in between, managing monthly bills can feel like a juggling act. The good news? There are plenty of apps out there to help you keep everything organized, avoid late fees, and stay on top of your finances. And if you’re a member of our credit union—you already have one of the best tools at your fingertips.
Here are 10 of the best apps for bill management in 2025, starting with our very own:
1. Transportation FCU Mobile App – Bill Pay
Best for: All-in-one convenience with the security of your trusted credit union
If you’re already a member, you don’t need to look far. Our online and mobile banking app includes a built-in Bill Pay system that lets you schedule, manage, and track payments all in one place. Pay your utilities, loans, credit cards, and even individuals—right from your account.
Why it stands out:
- Set up one-time or recurring payments
- Everything is managed securely within your existing banking platform
- Saves time, paper, and the hassle of logging into multiple accounts
If you’re not using Bill Pay yet, now’s the time to explore this powerful tool. It’s simple, smart, and made to work with your busy life.
2. Mint
Best for: Overall personal finance management
Mint automatically tracks your bills and spending, and helps you create budgets with real-time updates.
Pros:
- Syncs with most banks and credit cards
- Alerts for upcoming bills
- Visual budget tracking
3. Prism
Best for: Easy bill visualization
Prism connects to your accounts and shows all your upcoming bills in a clean, color-coded calendar.
Pros:
- Free to use
- Real-time bill tracking
- Pay directly from the app
4. Rocket Money (formerly Truebill)
Best for: Tracking subscriptions and reducing costs
Rocket Money tracks recurring charges and even offers to cancel or negotiate bills for you.
Pros:
- Identifies forgotten subscriptions
- Offers bill negotiation
- Optional premium features
5. YNAB (You Need a Budget)
Best for: Hands-on budgeting
YNAB is a budgeting tool that also helps you plan ahead for bill payments by assigning every dollar a job.
Pros:
- Strong educational resources
- Encourages financial mindfulness
- Syncs with bank accounts
6. Google Calendar + Google Sheets
Best for: DIY bill tracking
If you like total control and minimal apps, using Google Calendar for reminders and Sheets for tracking can be surprisingly effective.
Pros:
- Fully customizable
- Completely free
- No app dependencies
Final Thought:
No matter which tool you choose, the goal is the same—stay in control, reduce stress, and never miss a due date. If you haven’t tried our credit union’s Bill Pay system yet, open your app and take a look. It’s fast, secure, and built to simplify your financial life.
Need help setting it up? We’re here for you—just stop by a branch or contact our Member Contact Center.
For more financial tips and resources, visit our Financial Education Center.