Gain more on everyday checking purchases!

Imagine earning more every time you shop for the everyday things you need in life. Introducing our Xcelerate CashBack Checking account that pays you a generous 6.00% back on purchases up to $200 each month!* That’s a little bit more pocket change for grabbing groceries, filling up the tank, the date night soiree or treating yourself.

Simply make 15 debit card or digital wallet transactions per month, enroll in eStatement and set up a monthly ACH or direct deposit. With no monthly fees and minimum balance it’s simple, rewarding and designed to make your everyday spending work hard for you. Open an account today!

Includes:

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6.00% cash back on purchases up to $200 each month!*

Locate Shared Branches

$25 monthly refunds
ATMs worldwide

no minimum balance icon

NO monthly fees or
minimum balance

Xcelerate CashBack Checking

Open an account and take advantage of:

  • NO monthly maintenance fees
  • NO minimum balance requirement
  • Unlimited transactions
  • Refunds on ATM withdrawal fees worldwide (up to $25 monthly)
  • Employee Early Pay Access**

Digital Wallet

There’s a safer and easier way to pay at the cash register. Simply add your Transportation FCU Xcelerate Visa® Debit card to Apple Pay®, Samsung Pay®, Fitbit Pay®, Garmin Pay® or Google Pay®and experience next-level security and buying ease.

  • Available for iPhone and Android devices
  • Keeps your card number secure with every purchase

Overdraft protection helps prevent the frustration of a declined purchase by acting as a safety net every time you buy something. If there’s not enough in your checking account, the funds will come from your overdraft account. Then, you just pay it back.

  • $500 minimum for Concorde and Premiere50 members based on qualifications
  • Credit line replenishes as you repay the loan

I left the FAA more than 3 years ago but I will always maintain my Transportation FCU membership!

*Rates, rewards, and bonuses, if any, are variable and may change after the account is opened; rates may change without notice. No minimum balance is required to open or maintain the account; however, rewards less than a penny cannot be distributed. No minimum deposit or minimum balance is required to open or maintain the account. A monthly ACH debit/credit, 15 debit card purchases per month, and enrollment in online banking and e-statements are required for this account. These transactions do not count toward earning account rewards: ATM-processed transactions, transfers between accounts and debit card purchases processed by merchants and received by our credit union as Bill Payment transactions. Membership restrictions apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Accounts must remain active to avoid potential dormancy fees. If account qualifications are not met ATM refunds will not apply. Advertised information and rewards are based on all account qualifications being met during each cycle period. Funds federally insured by NCUA. For a copy of all account opening disclosures visit www.TransFCU.org/Fees-Disclosures. Certain restrictions apply. Contact us for details.

**On occasion, we may not receive information ahead of time from the ACH originator and may not be able to post your deposit early. In this case, your deposit will post on the scheduled posting day. TFCU isn’t responsible for NSF fees or penalties from transactions in advance of an anticipated early ACH credit posting.